Junk Mail
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| Junk Mail |
I can read line by line and can tell where the money went so much easier, without scrolling up, down, left side to right side.
Utilities companies, government agencies, and others all want you to sign up for e-this and e-that or else you will be charge a fee.
Now, glance over to the picture, those are my junk mail in a course of a week. Many of these letters are from cable companies, credit card companies and car insurance companies.
I realize that it is not fair for those companies that I am involving with forced their customers to go paperless while those that I had nothing to do with filled up my mail box. I don't get to receive my bills in my own mail box anymore, but what I receive are just junk mail.
Now, this leads me to my questions (as I am late) for this week:
1) There are people that can't afford to have computer or internet, how do they view their bank statement or their bills?
2) Should there be a law allowing us to charge a fee to the company for every junk mail they send to our mail box?
Time to join Thursday Two Questions!
Icy I don't think it's fair for them to be charging $2 for paper statements, for the good reason you outlined in your first question. It should be our choice. I narrowly avoided being charged the $2 because I happened to be reading the notice just before the deadline.
ReplyDeleteMy in-laws have never owned a computer and still get their bank statements in the mail. I've never heard them mention a monthly fee for their paper statement. And if they were being charged, they'd be spouting off about it! ;-) As a rule, I *think* credit unions charge less fees than traditional banks.
ReplyDeleteAs for the junk mail, maybe this link will be of help: http://www.cbsnews.com/8301-501083_162-20061441.html#postComments
~Lindy
Icy, I know exactly what you mean and it is ridiculous. It's just another way for these companies and banks to make more money.
ReplyDeleteI did not receive my PGE bill in the mail last month so I went online to pay it. It took me almost a half hour to find the link to pay it. When I did, I was charged $1.25 for making a one time payment. I was livid.
I don't know how people without internet do all of this stuff. I'm sure they are heavily charged as well.
First off; charging you a fee for that sure doesn't sound very "credit-union-ish" of your credit union. Maybe your CU is having big financial problems...
ReplyDeleteThe companies that send you that junk mail know full well that most of it is going to end up in the trash. They only need a three to four percent response to make money from those mailings.
Icy, funny thing you brought this up. I happened to catch the man who was tying a weekly advertisement on my door the other day and stopped him. I asked him to remove me from the mailing list, and he did. Yay!
ReplyDeleteDoes it really cost our bank or credit union $2.00 to print a copy of our statement. I think not. People are being forced to go online whether they want to or not. Once upon a time a customer was king.
I wish they would charge a fee. I am sick of junk mail. That is all I seem to receive these days.
ReplyDeletei love your idea for number 2, i believe those companies that keep on sending us junk mails should be charged! they're taking some of our time! i really hate junk mails. i think there is an option for others to get paper statement instead of e-statement. i however do not like the idea of paying extra just to get the paper bill, i guess that is not just fair. though i am all into e-bills and e-receipts now, because frankly, i am not good in organizing paper and i always find myself sneezing here and there whenever i try to review statements, whereas, i am very good in organizing e-documents, and i find it easier to look for them and arrange by folders. i just have to type in the search and there they appear.
ReplyDeleteThe 2nd is a good question.
ReplyDeleteI think the companies who send such junk mail must be charged 2$ so that they stop their nuisance!
ReplyDeleteOh gosh ... YES!! There should indeed be a law!! Here in England, you only have to buy something in a situation requiring your address to be given and you run the risk of getting 'paper' catalogues in the mail every couple of months for the rest of your life. When we cleared my mother's house after she died, her spare bedroom was filled with binliner bags and random piles of paper. Some was birthday cards and letters etc., but about half was composed of these wretched catalogues. I bet they're still arriving through the front door, two years on, unless the new owners have somehow found a way to stop them.
ReplyDeleteI myself have written and phoned to many of the companies concerned and yet the catalogues still keep coming, despite assurances that they would stop.
As to your statement: can you print it out from your computer and keep a paper copy that way? You're right, of course; how on earth do the elderly (who can't afford the extra charge) and other non-computer-literate people view their financial records without access to, or knowing their way round, a computer? And why should they be penalised for it?
Right, it is very questionable...like you said, what happens to elderly people who do not want to use the computer, internet...the new procedure forces people to have what I might not want. interesting issue...
ReplyDeleteI do have a lot of companies that have asked to be paperless...some I have refused but they are not easy to get rid off.